{"id":5028,"date":"2025-03-19T10:00:00","date_gmt":"2025-03-19T12:00:00","guid":{"rendered":"https:\/\/criptonizando.com\/en\/?p=5028"},"modified":"2025-03-19T08:15:08","modified_gmt":"2025-03-19T10:15:08","slug":"stablecoin-user-base-grows-over-50-in-a-year","status":"publish","type":"post","link":"https:\/\/criptonizando.com\/en\/news\/stablecoin-user-base-grows-over-50-in-a-year\/","title":{"rendered":"Stablecoin User Base Grows Over 50% in a Year"},"content":{"rendered":"\n

The use of stablecoin \u2014 cryptocurrencies with a stable value pegged to traditional assets such as the U.S. dollar or the euro \u2014 has surged significantly over the past year. According to a recent report<\/a> by Dune and Artemis, the number of active addresses using these digital assets increased by 53%, rising from 19.6 million in February 2024 to 30 million in February 2025.<\/p>\n\n\n\n

Currently, the total market capitalization of stablecoins surpasses $214 billion, marking a 63% growth compared to the previous year. However, this market remains relatively small when compared to the traditional financial system. For example, the U.S. money supply (M1)\u2014which measures the total amount of cash in circulation and demand deposits\u2014stands at approximately $18.4 trillion. This amount is nearly 100 times larger than the total supply of stablecoins available today.<\/p>\n\n\n\n

Best stablecoin<\/h2>\n\n\n\n

Among the most widely used stablecoins, USDT (also known as Tether) remains dominant, accounting for 64% of the total market. However, its market share has recently declined due to the rapid growth of another stablecoin, USDC. Issued by the company Circle, USDC has doubled its market presence, reaching $56 billion after securing regulatory approval in the European Union under the MiCA Regulation\u2014a framework designed to oversee digital asset markets in Europe.<\/p>\n\n\n\n

Another emerging stablecoin making waves is USDe, a decentralized currency developed by Ethena Labs. Unlike traditional stablecoins, which are backed by reserves in dollars, euros, or government bonds, USDe employs a complex financial strategy known as delta-neutral hedging, using Ethereum-based assets. In simple terms, this strategy protects its value from market fluctuations, ensuring stability. Over just one year, USDe’s total market value surged from $620 million to $6.2 billion.<\/p>\n\n\n\n

In terms of financial transactions, stablecoins processed an astonishing $35 trillion in volume in 2024, surpassing even financial giants like Visa and Mastercard.<\/p>\n\n\n\n

Institutional vs. Peer-to-Peer Use<\/h3>\n\n\n\n

USDC is preferred for institutional operations due to its stronger regulatory compliance. On the other hand, USDT dominates informal transactions and peer-to-peer (P2P) operations\u2014which are direct transactions between users without intermediaries. In this landscape, the Tron blockchain <\/a>stands out, particularly in emerging markets, where it is favored for its low-cost and fast transactions.<\/p>\n\n\n\n